The survey asked currently and formerly married women if they personally had three forms of assets – financial savings, land or residential buildings in their name, or other valuables, such as jewelry or cars – to use or sell as they please. 

Figure 9 shows that across educational categories, less than half of the respondents had a financial savings account, and less than two-fifths of respondents had access to land or property (with the title in their name).  More married women owned other items of high value, such as a car or jewelry.  Rates of asset control are dramatically lower among those with lower levels of educational attainment. 

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• Married women with university degrees or more were more likely to have financial savings, land or property, and/or other high value items than married women without a university education.
• Almost four out of ten married women with a university degree or more had land or property in their name, which they could sell or do as they pleased with.  This is significantly more than the rate for married women with only a primary education (15%) and almost double the rate for women with an intermediate education (20%).
• More than 70% of married women with a college degree or more had access to a high value item that they could sell.  For married women with less education, the rates follow accordingly: secondary education, 52%; intermediate education, 31%; primary education, 21%.

 

More married women who work for pay have financial savings, land or property in their name, and/or other items of high-value, such as a car or jewelry, over married women that do not work as shown in Figure 10.

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• Married women who work are more likely than women who do not work to have financial savings (31% and 21% respectively) and land or an apartment with the title in their name (28% and 19% respectively).
• Forty-five percent of married women who work have items of high-value that they can sell or do as they please with, compared to 33% of women who do not work.

 

Not surprisingly, women who earn more are significantly more likely to have financial savings, land or property in their name, and/or other items of high value (Figure 11).

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• Married women who earn $901 or more each month are more than five times as likely than married women who earn $300 or less, to have financial savings (63% and 12%) and almost four times as likely to have land or property in their name (47% and 12% respectively).
• Seventy-three percent of married women who earn more than $901 per month have access to high value items, such as a car or jewelry that they can sell, compared to 59% of women that earn between $501-900, 34% of women that earn $301-500, and 21% of women that earn less than $300.